BFSI & FinTech Nakshatr'sSubmitted July 18, 2026

SPECTRA AI - Smart Payment Event Correlation, Tracking & Resolution Agent

An MCP app on the Model Context Protocol built by Nakshatr's at the Amrita University Amritapuri campus NitroStack × MCP To The Moon hackathon and deployed on NitroStack.

About this project

SPECTRA AI is an Agentic AI-powered banking operations platform designed to automate the investigation and resolution of payment transaction failures. It intelligently correlates transaction events across multiple banking systems—including the Core Banking System (CBS), Payment Gateway, NPCI Settlement, Customer Relationship Management (CRM), Audit Logs, and Incident Reports—to provide a unified view of each transaction. Using NitroStack MCP, SPECTRA AI dynamically invokes specialized tools to retrieve relevant data, analyze transaction lifecycles, identify the exact point of failure, determine the root cause, and recommend the most appropriate operational action. Instead of manually navigating multiple dashboards and log systems, banking operations teams receive a comprehensive AI-generated investigation report within seconds. The platform also generates operational memos, summarizes findings, and provides actionable recommendations such as transaction retries, settlement verification, refund initiation, escalation, or customer notification. By combining autonomous reasoning with secure tool-based access to enterprise data, SPECTRA AI reduces investigation time, improves operational efficiency, enhances customer experience, and minimizes financial and operational risks.

BFSI & FinTech track

Build AI solutions for banking, payments, insurance, fraud detection, lending, and financial inclusion.

Team Nakshatr's

  • Grandhi Varshith kumarLead

  • Suraneni Manideep Rao

  • Yeluri Shriyans Rikhil Kumar

  • CHETHAN SAI

Frequently asked questions

What does SPECTRA AI - Smart Payment Event Correlation, Tracking & Resolution Agent do?
SPECTRA AI is an Agentic AI-powered banking operations platform designed to automate the investigation and resolution of payment transaction failures. It intelligently correlates transaction events across multiple banking systems—including the Core Banking System (CBS), Payment Gateway, NPCI Settlement, Customer Relationship Management (CRM), Audit Logs, and Incident Reports—to provide a unified view of each transaction. Using NitroStack MCP, SPECTRA AI dynamically invokes specialized tools to retrieve relevant data, analyze transaction lifecycles, identify the exact point of failure, determine the root cause, and recommend the most appropriate operational action. Instead of manually navigating multiple dashboards and log systems, banking operations teams receive a comprehensive AI-generated investigation report within seconds. The platform also generates operational memos, summarizes findings, and provides actionable recommendations such as transaction retries, settlement verification, refund initiation, escalation, or customer notification. By combining autonomous reasoning with secure tool-based access to enterprise data, SPECTRA AI reduces investigation time, improves operational efficiency, enhances customer experience, and minimizes financial and operational risks.
Who built SPECTRA AI - Smart Payment Event Correlation, Tracking & Resolution Agent?
SPECTRA AI - Smart Payment Event Correlation, Tracking & Resolution Agent was built by team Nakshatr's at the Amrita University Amritapuri campus NitroStack × MCP To The Moon hackathon, in the BFSI & FinTech track.
What is an MCP app and how is it built?
An MCP app is an application built on the Model Context Protocol — an open standard that lets AI agents connect to tools, data, and APIs. This project exposes MCP tools and resources that agentic AI systems can call. It was built and deployed on NitroStack, the full-stack platform for shipping MCP apps and servers.