BFSI & FinTech AtreidesSubmitted July 18, 2026

Sietch - Policy Red flag & Bill Auditing with Hospital Lookup and Coverage Checking

An MCP app on the Model Context Protocol built by Atreides at the Amrita University Amritapuri campus NitroStack × MCP To The Moon hackathon and deployed on NitroStack.

About this project

Sietch - Policy Red-Flag & Bill Auditor is an AI-powered healthcare insurance assistant built as an MCP (Model Context Protocol) server using NitroStack. The platform simplifies the insurance claim process by helping users understand complex policy documents, estimate claim payouts, locate network hospitals, and analyze hospital bills before submitting a claim. The system consists of four intelligent tools: Policy Analyzer – Reads insurance policy documents, identifies exclusions, waiting periods, sub-limits, co-pay clauses, and other hidden conditions, while explaining them in simple language. Coverage Calculator – Calculates the estimated insurance payout for a specific diagnosis by considering policy rules such as waiting periods, sub-limits, co-pay percentages, and coverage eligibility. Network Hospital Lookup – Finds nearby hospitals that are covered under the user's insurance policy, helping users identify cashless treatment facilities quickly during emergencies. Bill Auditor – Examines hospital bills item by item, estimates what the insurance is likely to cover, highlights non-covered expenses, detects possible overcharges, and provides a plain-language explanation of every charge to help users avoid unnecessary costs. Built with TypeScript, NitroStack, Groq LLM, and Zod schemas, the solution processes documents securely in memory without persistent storage, ensuring user privacy. As an MCP server, it can be integrated into hospitals, insurance companies, customer support systems, or AI assistants, enabling faster, more transparent, and more reliable insurance claim decisions.

BFSI & FinTech track

Build AI solutions for banking, payments, insurance, fraud detection, lending, and financial inclusion.

Team Atreides

  • Rahul R NairLead

  • ADITHYAN B

  • Hrishinandan Namboothiry U

  • Robin Antony

Frequently asked questions

What does Sietch - Policy Red flag & Bill Auditing with Hospital Lookup and Coverage Checking do?
Sietch - Policy Red-Flag & Bill Auditor is an AI-powered healthcare insurance assistant built as an MCP (Model Context Protocol) server using NitroStack. The platform simplifies the insurance claim process by helping users understand complex policy documents, estimate claim payouts, locate network hospitals, and analyze hospital bills before submitting a claim. The system consists of four intelligent tools: Policy Analyzer – Reads insurance policy documents, identifies exclusions, waiting periods, sub-limits, co-pay clauses, and other hidden conditions, while explaining them in simple language. Coverage Calculator – Calculates the estimated insurance payout for a specific diagnosis by considering policy rules such as waiting periods, sub-limits, co-pay percentages, and coverage eligibility. Network Hospital Lookup – Finds nearby hospitals that are covered under the user's insurance policy, helping users identify cashless treatment facilities quickly during emergencies. Bill Auditor – Examines hospital bills item by item, estimates what the insurance is likely to cover, highlights non-covered expenses, detects possible overcharges, and provides a plain-language explanation of every charge to help users avoid unnecessary costs. Built with TypeScript, NitroStack, Groq LLM, and Zod schemas, the solution processes documents securely in memory without persistent storage, ensuring user privacy. As an MCP server, it can be integrated into hospitals, insurance companies, customer support systems, or AI assistants, enabling faster, more transparent, and more reliable insurance claim decisions.
Who built Sietch - Policy Red flag & Bill Auditing with Hospital Lookup and Coverage Checking?
Sietch - Policy Red flag & Bill Auditing with Hospital Lookup and Coverage Checking was built by team Atreides at the Amrita University Amritapuri campus NitroStack × MCP To The Moon hackathon, in the BFSI & FinTech track.
What is an MCP app and how is it built?
An MCP app is an application built on the Model Context Protocol — an open standard that lets AI agents connect to tools, data, and APIs. This project exposes MCP tools and resources that agentic AI systems can call. It was built and deployed on NitroStack, the full-stack platform for shipping MCP apps and servers.