BFSI & FinTech RudraSubmitted August 1, 2026

NovaGear

An MCP app on the Model Context Protocol built by Rudra at the SRMIST NitroStack × MCP To The Moon hackathon and deployed on NitroStack.

About this project

NovaGear is an autonomous trust gateway for AI-to-business commerce. As AI agents begin transacting on behalf of users — a market McKinsey projects at $3–5 trillion by 2030, already live through ChatGPT Instant Checkout and Mastercard Agent Pay — merchants face a liability they can't see. As Riskified reports, agent-payment protocols pass only minimal data, stripping the fraud signals teams rely on while leaving merchants fully liable: merchants, not LLMs, reimburse banks for chargebacks. Visa's own Trusted Agent Protocol confirms the answer is verifying agent identity in real time. NovaGear delivers exactly that: a NitroStack-powered agent that orchestrates the full investigation — identity verification, policy enforcement, trust scoring, and settlement reconciliation — through MCP tools. The AI plans and sequences each step, but every security-critical decision runs on deterministic logic, never the model itself — HMAC signature checks, exact payee and integer-amount matches. The result: trust decisions that are accurate, explainable, and hallucination-free before a single transaction settles.

BFSI & FinTech track

Build AI solutions for banking, payments, insurance, fraud detection, lending, and financial inclusion.

Live MCP appSource code

Team Rudra

  • swetank KumarLead

  • Anupama Pandey

  • Sarthak V K

  • Dhanush Poduval

← All SRMIST projects

Frequently asked questions

What does NovaGear do?
NovaGear is an autonomous trust gateway for AI-to-business commerce. As AI agents begin transacting on behalf of users — a market McKinsey projects at $3–5 trillion by 2030, already live through ChatGPT Instant Checkout and Mastercard Agent Pay — merchants face a liability they can't see. As Riskified reports, agent-payment protocols pass only minimal data, stripping the fraud signals teams rely on while leaving merchants fully liable: merchants, not LLMs, reimburse banks for chargebacks. Visa's own Trusted Agent Protocol confirms the answer is verifying agent identity in real time. NovaGear delivers exactly that: a NitroStack-powered agent that orchestrates the full investigation — identity verification, policy enforcement, trust scoring, and settlement reconciliation — through MCP tools. The AI plans and sequences each step, but every security-critical decision runs on deterministic logic, never the model itself — HMAC signature checks, exact payee and integer-amount matches. The result: trust decisions that are accurate, explainable, and hallucination-free before a single transaction settles.
Who built NovaGear?
NovaGear was built by team Rudra at the SRMIST NitroStack × MCP To The Moon hackathon, in the BFSI & FinTech track.
What is an MCP app and how is it built?
An MCP app is an application built on the Model Context Protocol — an open standard that lets AI agents connect to tools, data, and APIs. This project exposes MCP tools and resources that agentic AI systems can call. It was built and deployed on NitroStack, the full-stack platform for shipping MCP apps and servers.