BFSI & FinTech Pixie ChicksSubmitted July 26, 2026

Care Mediator: Neutral Ground for Medical Claims

An MCP app on the Model Context Protocol built by Pixie Chicks at the Amrita University Coimbatore NitroStack × MCP To The Moon hackathon and deployed on NitroStack.

About this project

Care Mediator is a neutral AI layer that sits between hospitals, insurers, and patients during a medical insurance claim — the exact moment financial disputes happen. Instead of the patient being stuck guessing whether a hospital overbilled or an insurer wrongly denied a claim, our system runs automated agents that cross-check every submission against government CGHS rate benchmarks and the insurer's own claim record, flagging inconsistencies before either party can act on them. When a coverage gap exists, our Lender agent doesn't just list financing options — it computes true effective annual rate (not headline APR) to automatically flag predatory loans dressed up as "low interest." Built as five specialized MCP agents (Hospital, Insurer, Lender, Objectivity, Orchestrator) sharing one case record, so hospital, insurer, and patient always see identical, tamper-evident data — no version conflicts, no selective disclosure. Who it's for: patients navigating opaque medical billing, insurers wanting pre-vetted claims, and hospitals needing audit-proof submissions. What makes it special: it's not a chatbot bolted onto insurance — it's a transparent reconciliation engine where every number is independently verifiable against a neutral benchmark before a human ever has to trust either side's word.

BFSI & FinTech track

Build AI solutions for banking, payments, insurance, fraud detection, lending, and financial inclusion.

Team Pixie Chicks

  • Naveen P PillaiLead

  • Sriram

  • Jithu S

  • Devika AP

Frequently asked questions

What does Care Mediator: Neutral Ground for Medical Claims do?
Care Mediator is a neutral AI layer that sits between hospitals, insurers, and patients during a medical insurance claim — the exact moment financial disputes happen. Instead of the patient being stuck guessing whether a hospital overbilled or an insurer wrongly denied a claim, our system runs automated agents that cross-check every submission against government CGHS rate benchmarks and the insurer's own claim record, flagging inconsistencies before either party can act on them. When a coverage gap exists, our Lender agent doesn't just list financing options — it computes true effective annual rate (not headline APR) to automatically flag predatory loans dressed up as "low interest." Built as five specialized MCP agents (Hospital, Insurer, Lender, Objectivity, Orchestrator) sharing one case record, so hospital, insurer, and patient always see identical, tamper-evident data — no version conflicts, no selective disclosure. Who it's for: patients navigating opaque medical billing, insurers wanting pre-vetted claims, and hospitals needing audit-proof submissions. What makes it special: it's not a chatbot bolted onto insurance — it's a transparent reconciliation engine where every number is independently verifiable against a neutral benchmark before a human ever has to trust either side's word.
Who built Care Mediator: Neutral Ground for Medical Claims?
Care Mediator: Neutral Ground for Medical Claims was built by team Pixie Chicks at the Amrita University Coimbatore NitroStack × MCP To The Moon hackathon, in the BFSI & FinTech track.
What is an MCP app and how is it built?
An MCP app is an application built on the Model Context Protocol — an open standard that lets AI agents connect to tools, data, and APIs. This project exposes MCP tools and resources that agentic AI systems can call. It was built and deployed on NitroStack, the full-stack platform for shipping MCP apps and servers.