BFSI & FinTech High4Submitted July 26, 2026

AegisPay — Compliance-Gated Payment Rail for AI Agents

An MCP app on the Model Context Protocol built by High4 at the Amrita University Coimbatore NitroStack × MCP To The Moon hackathon and deployed on NitroStack.

About this project

AI agents can read financial data, draft reports, and process invoices — but no finance team will let one move money unsupervised. The blocker is trust: an agent follows instructions, and instructions can be manipulated. AegisPay solves this by moving enforcement out of the prompt and into the server. Every payment attempt passes through a deterministic risk engine, a role-separated approval gate, and a tamper-evident audit trail — none of which the agent can argue with, override, or bypass through prompt injection. Built entirely on the NitroStack TypeScript SDK with 58 passing unit tests on the risk engine.

BFSI & FinTech track

Build AI solutions for banking, payments, insurance, fraud detection, lending, and financial inclusion.

Source code

Team High4

  • MASAPETA KURUVA BHARGAVA SRI SAILead

  • Adithyan A

  • Amal U

  • Niranjan Reddy M

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Frequently asked questions

What does AegisPay — Compliance-Gated Payment Rail for AI Agents do?
AI agents can read financial data, draft reports, and process invoices — but no finance team will let one move money unsupervised. The blocker is trust: an agent follows instructions, and instructions can be manipulated. AegisPay solves this by moving enforcement out of the prompt and into the server. Every payment attempt passes through a deterministic risk engine, a role-separated approval gate, and a tamper-evident audit trail — none of which the agent can argue with, override, or bypass through prompt injection. Built entirely on the NitroStack TypeScript SDK with 58 passing unit tests on the risk engine.
Who built AegisPay — Compliance-Gated Payment Rail for AI Agents?
AegisPay — Compliance-Gated Payment Rail for AI Agents was built by team High4 at the Amrita University Coimbatore NitroStack × MCP To The Moon hackathon, in the BFSI & FinTech track.
What is an MCP app and how is it built?
An MCP app is an application built on the Model Context Protocol — an open standard that lets AI agents connect to tools, data, and APIs. This project exposes MCP tools and resources that agentic AI systems can call. It was built and deployed on NitroStack, the full-stack platform for shipping MCP apps and servers.